Financing — Fix It Now. Build It Now. Pay Over Time.
Have a big repair bill and want to finance? We've got you covered. Ready to move forward with that performance build? Finance it. Apply in about a minute with a soft credit check that won't touch your score — most customers get approved.
Sunbit and Affirm — pick what fits
Sunbit — Built For Auto Repair
Made for exactly this moment: the bill you didn't plan for. Scan your license, answer a few basics, and get a decision in about 30–60 seconds. Roughly 9 out of 10 applicants are approved, plans typically run 3, 6, or 12 months, 0% promotional options are available for qualifying customers, and there's no penalty for paying early. Financing through Transportation Alliance Bank (TAB Bank).
— Flexible & Familiar
The pay-over-time name you already know. Prequalify from your phone with a soft check, then split the bill into 4 interest-free payments or monthly plans from 3 to 36 months. Rates run 0–36% APR based on eligibility — and Affirm charges no late fees and no hidden fees, ever.
Either Way, You Win
Checking your options with either lender is a soft credit check — it does not affect your score. See real numbers first, decide second. And with both, paying off early only saves you interest.
Sunbit, in real monthly payments
Sunbit's own example chart: what common repair bills look like when they're spread out instead of swallowed whole. A $1,000 job can run under $80 a month; $3,000 lands around $237.* Watch their 60-second explainer, then ask us at the counter.
*Sunbit example figures based on 12 monthly payments, a 32.34% APR, and a 20% down payment of the purchase price including tax. Actual terms may vary and are subject to approval based on creditworthiness; 11.99–35.99% APR, payment due at checkout. Illustrative purposes only. Loans made by Transportation Alliance Bank Inc. dba TAB Bank.
Three steps. About a minute.
1 — Apply
At the counter or from your phone before you even come in. Driver's license, a few basics, soft credit check. A decision comes back in about a minute — no paperwork, no waiting by the phone.
2 — Pick Your Plan
Approved customers see real payment options — amounts, term lengths, and the monthly number — before committing to anything. Choose what actually fits the budget.
3 — We Get To Work
The repair happens now. The build starts now. You drive now, and pay over time. That's the entire point.
If we do it, you can finance it
Financing isn't just for emergencies — it's for timing. The transmission that couldn't wait for payday. The supercharger kit you've been circling for a year. Both at once, honestly.
- Surprise repairs — engine, transmission, brakes, AC, electrical, modules
- Performance builds — tuning, superchargers, exhaust, suspension, roll cages
- Tires, wheels, brakes, and the maintenance you've been stacking up
- Pre-purchase inspections, undercoating, White Glove jobs — all of it
Common questions
Will applying hurt my credit score?
What if my credit isn't great?
How fast is the application?
Can I finance performance work, or just repairs?
Can I pay it off early?
Financing subject to credit approval and eligibility. Amounts, rates, terms, and availability are set by the lender — Sunbit financing is offered through Transportation Alliance Bank, Inc. (TAB Bank); Affirm terms are set by Affirm. Prestige Performance Center does not make credit decisions. 0% offers apply to qualifying customers and plans only.
The bill shouldn't decide the timeline.
Repair it now. Build it now. Ask about Sunbit or Affirm when you book — or apply from your phone in about a minute.